Moving to Florida Blog

If you’re relocating from the Midwest to Florida, you’ve probably noticed something confusing while searching for homes. One neighborhood may have a low HOA fee but surprisingly high property taxes. Another neighborhood may have similar homes with much lower taxes. What’s the difference? The answer is often something called a CDD (Community Development District). Understanding […]

Every week I talk with families from Minnesota and across the Midwest who are thinking about making the move to Florida. Many are excited about the sunshine and beaches but have questions about taxes, insurance, hurricanes, and where they should actually live. The good news? Most people discover the move is easier than they expected

One of the biggest financial advantages of becoming a Florida resident is the Florida Homestead Exemption. If you’re moving from Minnesota (or anywhere else) to Southwest Florida, filing for Homestead Exemption should be near the top of your checklist after purchasing your primary residence. Not only can it reduce your annual property taxes, but it

One of the most common questions I hear from people considering a move from Minnesota to Southwest Florida is: 🤔 “Isn’t it just too hot in the summer?” It’s a fair question. If you’ve spent time in Florida during July or August, you know it’s warm, humid, and often in the upper 80s to low

🌴 Before You Buy a Home in Cape Coral, Ask Yourself This One Question When many Minnesotans dream about moving to Florida, they picture a home with a boat tied up behind the house. ☀️ Sunshine year-round 🚤 Private dock in the backyard 🌅 Water views from the lanai 🍹 Happy hour overlooking the canal

☀️ Your First 90 Days as a New Florida Resident Congratulations! 🎉 You’ve officially made the move from Minnesota to Florida. The moving truck is gone, the boxes are mostly unpacked, and you’re finally waking up to sunshine instead of snow forecasts. But after the excitement wears off, many new Florida residents find themselves asking

A Simple Step-by-Step Guide for New Florida Residents One of the most confusing parts of moving from Minnesota to Florida is figuring out the order of everything related to your vehicle. Do you get Florida insurance first?Do you need a Florida driver’s license before your license plates?What paperwork do you bring to the Tax Collector’s

Florida is changing the rules for smaller home projects — and if you’re moving from Minnesota to Florida, this is something you should understand before buying or remodeling a home. Florida recently passed a new law that may eliminate permit requirements for certain residential projects valued under $7,500. At first glance, many homeowners may think:“Great!

💰 What Does It Cost to Move From Minnesota to Florida? And Should You Move Your Furniture… or Start Fresh? If you’re planning a move from Minnesota to Florida, one of the biggest questions you’ll face is: 👉 “What is this actually going to cost me?”👉 “Should I move everything… or just start over?” The

I recently had someone comment that they decided not to move from Minnesota to Florida because they’d heard the traffic here is “horrendous.” And honestly—that’s a fair concern. If you’ve dealt with heavy traffic before, it’s not something you want to sign up for again. But here’s what that actually looks like in places like