Steve Comstock

If you’re moving from Minnesota or the Midwest to Southwest Florida, one of the biggest surprises for buyers is homeowners association (HOA) fees. At first glance, Florida HOA fees can seem significantly higher. But the reality is—they are structured very differently, and often include much more than what you’re used to in the Midwest. Understanding […]

When people think about moving to Florida, they usually focus on: But there’s another major financial factor that often gets overlooked: 👉 Property taxes And when you compare Minnesota to Florida (and other Midwest states)…the difference can be significant. Let’s break it down 👇 📊 Property Tax Rates by State (The Starting Point) Here’s a

One of the most common questions I get from Minnesota buyers is: “Can I become a Florida resident… even if I still own my home in Minnesota?” The short answer: Yes, you absolutely can.But there are a few important steps to do it correctly—especially if you want the financial and tax benefits Florida offers. Let’s

If you’re thinking about buying a home in Southwest Florida—whether you’re coming from Minnesota or anywhere in the Midwest—there’s one mistake I see buyers make all the time: They start looking at houses before deciding how they actually want to live. In most markets, that might work. In Southwest Florida, it doesn’t. Because here, your

If you’re thinking about moving to Florida, you’ve probably heard: “Car insurance in Florida is way higher.” And in some cases… that can be true. But here’s the reality:It’s not always the case—and many people are surprised to see their rates stay the same or even go DOWN. In fact, that’s exactly what I’ve seen

Yes, the Market Has Shifted — But Values Are Still Up Since 2020 If you’ve been following the headlines lately, you’ve probably heard the same message over and over: “The Florida housing market is down.”“The market is crashing.”“It’s a bad time to buy or sell.” But like most headlines, that only tells part of the

🏡 Is Homeowners Insurance Really Higher in Florida? If you’ve ever thought about moving to Florida, you’ve probably heard this: “Insurance in Florida is crazy expensive.” And while that can be true in certain situations…it’s not the full picture. In fact, when you compare similar homes—especially outside of flood zones—the gap is often much smaller

🚗 Why Minnesota Drivers Pay WAY More for Tabs Than Florida (And Don’t Even Realize It) If you’ve ever renewed your tabs in Minnesota and thought,“How is this so expensive… again?” — you’re not alone. Most Minnesota drivers don’t realize just how much more they’re paying compared to other states, especially Florida. And it’s not

Bonita Springs is one of my top recommendations for Minnesota buyers—and one of the best places to live in Southwest Florida. ✔ Close to beautiful beaches (often less crowded than Naples)✔ Great mix of communities and price points✔ Easy access to Naples and Fort Myers✔ Active lifestyle with restaurants, music, and events For many of